Structural Warranty Insurance

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Why choose Robertson Low for your clients’ Structural Warranty Insurance?

10 Year Structural Warranties are specialist insurance products which provide financial protection against construction defects that aren’t solved by the original contractor.

At Robertson Low, we have a specialised product to meet your clients’ needs.

They cover defects that manifest themselves during the policy period – usually 10- or 12-years following completion of the contract works. If there is something fundamentally wrong with the property, such as walls cracking, penetrating damp or drains not working properly, the policies cover the costs of fixing any defects. This can also be known as ‘latent defects insurance’.

A structural warranty is not compulsory, but mortgage lenders will usually insist a warranty is provided before they will lend against a property. Having a warranty in place in advance will typically be cheaper for your client’s business but will also improve cash flow by preventing hold-ups further down the line.