Excess of Loss Insurance

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Why choose Robertson Low for your clients’ Excess of Loss Insurance?

Excess of Loss insurance, also known as Excess Layer insurance, is a top-up liability cover, providing businesses with additional cover on top of their main liability policy. This helps with the placement of higher limits, and cover can be split across the various liability policies a business holds.

We work with brokers whose clients are Ireland- or UK-based companies.

Our risk appetite is broad, and includes:

  • Professional Indemnity
  • Employers’ Liability
  • Public Liability
  • Public and Products Liability

Why do your clients need it?

When their primary insurer is not able to provide the limit of indemnity required, excess of loss insurance will cover the difference, giving your clients peace of mind and protection against any contractual obligations they may be required to fulfil.