Contractors Insurance

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Why choose Robertson Low for your clients’ Contractors Insurance?

Providing insurance for construction companies is one of Robertson Low’s key strengths. We have been providing insurance solutions to our Brokers in this space for over 20 years.

Our experienced brokers can help with all aspects of construction insurance. Our facility is designed to cater for a wide range of construction and Allied trades.

Cover Provided:

  • Employers Liability – €13m
  • Liability – €6.5

Policies can be written in the name of the contractor, principal or joint names, depending on the requirements of your client.

Some of the trades we cover are:

  • Blind installation
  • Block layering
  • Building contractor
  • Carpentry contractors
  • Carpet-fitters
  • Catering contractor
  • Ceiling contractor
  • Conservatory contractor
  • Dry lining contractor
  • Fencing contractor
  • Flooring contractors
  • Groundworks contractors (3m max depth limit)
  • Guttering & PVC fascia and soffit contractor
  • Insulation contractors
  • Interior design and decorating contractors
  • Landscape gardeners
  • Office/kitchen contractors
  • Paving & kerb contractors
  • Plastering contractors
  • Plumbing contractors
  • Plumbing and heating contractors
  • Property developers
  • Property maintenance
  • Shop-fitting contractor
  • Stone masons
  • Tiling contractor
  • Window & glass contractor

FAQs

Who Underwrites the Contractors Scheme?

Accelerant Insurance Ltd.

What is your minimum premium?

Our minimum premium is €1,500 + 5% government levy.

What trades do you quote for?

We quote for  Block Layers, Builders, Carpenters, Fencing Contractors,  Flooring Contractors, Ground Workers, Landscape Gardeners, Painters and Decorators, Plumbers, Property Maintenance Contractors  and many other Allied Trades.

Do you require a Proposal Form?

We require a fully completed Statement of Fact which you will find on our website or please email [email protected] and we can send you a copy.

The Statement of Fact is quite detailed, do you need all of this information to quote?

Yes – our underwriters are not in a position to quote unless they have all of the information completed. Many of the questions are Yes/No answers so this should not take too long to complete.

Do we need to give examples of 3 contracts on the Statement of Fact?

Yes – please provide details of the Insured’s last 3 contracts the Insured has been involved in. It gives the underwriter a greater understanding of the risk.

What are your height and depth limits?

The height limit under the Policy is 15 meters and the depth limit is 3 meters.

Can you offer a quote for a start-up company?

Yes we can – subject to full details and information on the Insured’s past experience in the trade.

Why do you ask for the date the Insured last updated their safety statement?

Underwriters require this date to bind the Policy. It is a legal requirement for the Insured to have an updated safety statement and by providing this date it confirms to the underwriter the Insured is adhering to this requirement.

Do you quote for risks who have had claims in the past 5 years?

Yes, subject to full details of the claim and a verified claims experience.

Talk to us today on 01 9131 155 or email [email protected] to receive a competitive quote for your clients.