Contractors All Risk Insurance

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Why choose Robertson Low for your clients’ Contractors All Risk Insurance?

Contractors All Risks Insurance (CAR) – provides cover for your clients who are carrying out Building and Civil Engineering Projects. These policies are designed to provide cover for any damage caused during the construction stage.  The focus of the CAR policy is to minimise disruption to the construction Project.

Contractors All Risks is designed for builders and other construction trades.

It includes cover for damage caused while working on a project (by disaster, flood, storm and theft, for example), own plant, hired-in plant and tools.

The policy can also provide cover for the following:

  • materials from the commencement of loading for despatch to site (including transit and incidental storage)
  • contract works during the construction period
  • maintenance and defective design
  • free issue materials where these are included in the
    declared values
  • private dwelling houses and commercial buildings once completed and pending sale

Cover can be extended to include advanced loss of profits, owned contractors’ plant and hired-in plant.

Available on a single risk or annual basis, our policy can be arranged in the name of the contractor, the principal or joint names depending on the project requirement.