Cover that makes complete business sense.
The most basic forms of Property Insurance cover loss and damage by fire, lightning and explosions. You can also insure against storms, floods and theft, or invest in All Risk insurance for the most comprehensive protection.
There are a number of factors that will impact the price of Property Insurance, such as the construction of your buildings, environmental factors, and the kinds of activities that take place on site. For example, an office is likely to have much lower premium rates than a fast food restaurant.
Some businesses buy their Property Insurance as part of a Commercial Combined Insurance Policy (bundling it with Liability Insurance). However, if your business has particularly large or complex risks it may be wiser to invest in two separate policies.
We can help determine the specific risks faced by your business and find the policy that’s best for you.