Directors & Officers Insurance

Safeguard your company’s directors’ personal wealth.

 

Your company’s directors, managers and administrators take on a lot of responsibilities, but risk to their personal wealth needn’t be one of them. Directors and Officers Insurance (D&O) can provide peace of mind in a time when litigation is increasingly common.

Action could be taken against your directors by many parties for many reasons, such as:

  • by shareholders for mismanagement
  • by employees for discrimination
  • by creditors for insolvency
  • by customers for broken contracts

D&O provides cover against any actual or alleged ‘wrongful act’ (although intentional illegal acts are usually excluded). It also covers defense and investigation costs which arise from claims. Both current and past directors can be protected, as well as other senior employees.

Directors and Officers Insurance is one of the most complex areas in commercial insurance and there is no one-size-fits-all policy. Our expert advisors can provide guidance through the whole process, helping to determine the risks your business faces, the best value insurance for you – and most importantly, assistance when you need to claim.

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